I checked Geico, but the lizard was more than what we were paying. AAA, however, just came in $700 cheaper per year for our auto insurance. $700! That's worth switching for. It did make me wonder, though, what the hell goes into determining insurance rates? I mean, our former company and AAA figured our rates based on the same exact criteria, and AAA came in $700 cheaper for the year. The AAA agent told me that in Colorado, they pretty much beat anyone's rates. I don't get it. Don't get me wrong; I'm ecstatic that we'll now have an extra $700 to spend on my daughters' shoes. It's just a reminder that A) when you can shop around, you should, and you should never assume you're getting the best deal, and B) when you can't shop around -- like for utilities or health insurance (if supplied by your employer) or auto registrations or sales tax rates -- it's a real pisser.